Cost of Living in Pakistan
Interactive budget calculator for expat families. Get a realistic estimate of monthly and yearly living costs based on your situation.
Why Pakistan is Affordable for Expats
Compared to UK/US costs, Pakistan offers exceptional value. Rent is typically 70-90% lower, domestic help is affordable, and locally-sourced food is inexpensive. However, imported goods and international schooling can be costly. This calculator helps you plan realistically.
Monthly Budget Calculator
Adjust the settings to match your family situation and preferences
Family Details
Location
Lifestyle
Estimated Monthly Costs
Rent (1 kanal portion, 3-5 bedrooms)
£600
per month
School fees per child (top schools)
× 3 children
£414
per month
Bills (Internet, phone, gas, electric, water)
£420
per month
Food shop (local vs imported)
£480
per month
Fuel (varies with AC usage)
£261
per month
Home staff (maid, chef, gardener, driver)
£330
per month
Customize Your Budget
Override any category with your specific expected costs
Detailed Cost Breakdown
Understanding each expense category
Housing (Rent)
One portion of a 1 kanal home (3-5 bedrooms) in good expat areas like DHA, Bahria Town, or Zaraj Housing. Rent varies significantly by city and area.
£400-600/month for quality family housing in major cities
School Fees
Top schools in Pakistan (Beaconhouse, Roots, City School, etc.) have similar pricing. International schools cost significantly more.
£80-150/month per child for quality private schools
Utilities & Bills
Internet (fiber broadband), mobile phone packages, gas for cooking, electricity (varies with AC usage), water charges.
£300-400/month depending on AC usage and home size
Food & Groceries
Local produce is very affordable. Imported items from UK, UAE, Malaysia, Turkey cost significantly more. Organic/free-range also premium.
£300-500/month for family of 5 (mix of local & some imported)
Fuel & Transport
Petrol is much cheaper than UK (around £0.60/litre). AC usage dramatically increases fuel consumption. Budget for regular transport or fuel if you drive.
£90-200/month depending on vehicle and AC usage
Domestic Staff
Many expat families hire help: maid, chef, gardener, driver. Costs depend on hours, live-in vs part-time, and number of staff.
£150-400/month for part-time to full-time staff
Additional Costs to Consider
Health Insurance
Not included in calculator. Budget £1,500-5,000/year for international health insurance or PKR 50,000-200,000/year for local Pakistani insurance.
Vehicle Purchase/Lease
If buying a car, budget £5,000-20,000 for purchase or monthly car payments. Many expats lease or buy used vehicles.
Dining Out & Entertainment
Local restaurants are very affordable (£5-15 for family meal). International cuisine and fine dining at hotels is more expensive (£30-100).
Personal & Discretionary
Clothing, personal care, gym memberships, hobbies, travel within Pakistan. Budget £100-300/month depending on lifestyle.
Money-Saving Tips for Expats
Buy Local Produce
Shop at local markets (bazaars) for fresh produce. Much cheaper than imported supermarket goods.
Negotiate Rent
Rent prices are often negotiable, especially for longer leases. Paying 6-12 months upfront can get discounts.
Use Solar Power
Many homes have solar panels to offset electricity costs. Consider this when choosing housing.
Bundle Services
Bundle internet, mobile, and TV packages for discounts. Ask providers about family plans.
Ready to Plan Your Move?
Use this calculator as a starting point. Every family's needs are different. We can help you create a personalized budget based on your specific situation.